FAQS
Yes. One study found that investors that work with an advisor receive an additional 2% benefit in net returns.
Our first meeting is free. It allows both of us to see if we’re a good fit and get an understanding of your desires and where we could help.
Most of our clients have saved enough money in our first years to more than pay for our services. Many clients have benefitted from avoiding pitfalls and perils that often come with investing.
We work with clients around the country. Our systems have been designed to work with anyone virtually or in person. We use online meetings with video conference software regularly.
Entrepreneurs, professionals, retirees, and young singles or families looking to take advantage of the benefits of long-term investing. Anyone that realizes the benefit of maximizing their financial future.
Reach out by phone or email and schedule the first free meeting. We can meet virtually using video conferencing, talk on the phone, or meet in person.
We’re passionate about helping people maximize their future self. We’ve created plans that helped people improve their financial outlook and take advantage of growing investments. We also help you put a plan into action that will help secure your future.
There are a few ways we can be compensated. You can choose the plan that works best for you. Remember, our first meeting is no cost to you.
Planning and advice, $300 per hour.
Full financial plan, including retirement outlook, social security considerations, Roth conversion strategy, and investment advice. $799
Monthly retainer: $400
Assets under management. Many clients want us to manage their assets. If you have investable assets in excess of $500,000, then AUM gets you all of our other services plus we manage your investments for 1 percent with no additional fees. We meet 4 times a year for planning, and connect anytime you like for other advice.
Upright Financial Group is fee-only. That means we don’t make more money by pointing you toward products that may not be best for you. Our compensation comes directly from the clients we serve; no commissions from selling products.
First, it’s helpful to know that you’re not sending money directly to us to invest. We use brokers like Fidelity, Vanguard, Schwab, or TD Ameritrade for example. Your money is safe.
While investments can and do lose money sometimes, over the long-term, there’s no comparison between guaranteed safe (like a bank account) and the returns the stock market has provided over the decades. Risk and reward often go hand in hand.
An example.
A family has $20,000 saved and can contribute $6,000 a year for the next 30 years. They’ll likely have $235,000 in 30 years if kept safe in a bank earning 1%. Those same dollars invested in the market would grow to $1,083,000 if the market returns are similar to historical averages.
Investments are chosen that match your risk tolerance and goals.